Detroit Health Insurance Fraud Attorneys
Health insurance is designed to help you pay for medical expenses, both planned and unforeseen. Unfortunately, sometimes insurance companies try to avoid paying for the services they promise to provide their policyholders. Insurance companies that refuse to honor their policies, wrongfully deny claims, or change policies without notifying the consumer are committing fraud, and can be held responsible through civil action. If you or a loved one have been a victim of health insurance fraud, contact Ravid & Associates, P.C. at (248) 948-9696 for help getting the compensation you deserve.
Why Do I Need an Attorney?
To get compensation from your fraudulent health insurance company, you will need to go through an extensive legal process. Your insurance company likely has an excuse for not paying you what you are owed, including claiming your injuries are not as serious as you claim, your treatments are unnecessary for your injuries, or that your policy does not cover the care you are receiving. They have aggressive tactics to convince you to accept the low offer or walk away without trying to fight back.
A lawyer can help you recover the compensation you need. They will be able to evaluate your policy and your injuries to determine that your insurance company is committing fraud. They can then put this evidence together to force your insurance company into paying you what they owe you. If the company is still reticent, a good lawyer will be able to take your insurance company to court. While this is technically possible to do on your own, it is highly unlikely to succeed. With a lawyer on your side, you are much more likely to recover a significant amount of compensation, all while dealing with much less stress.
Why Choose Ravid & Associates, P.C.?
At Ravid & Associates, P.C., our team of experienced health insurance fraud lawyers has helped thousands of clients all over Michigan recover compensation. We have earned a stellar reputation for the work we do for clients that have been hurt by the negligent or malicious acts of a company. We have dedicated our careers to dealing with insurance companies and making sure our clients get the fair compensation they deserve. We know the tricks that insurance companies will use to try to defraud you, and we will not stand for them.
We know that cost is a primary concern for many of our clients, particularly when you are facing high medical bills that your insurance company is refusing to assist with. Fortunately, we are sensitive to this need, which is why we work on a contingency fee basis. This means that you owe us no attorney fees at all unless and until we win your case. Furthermore, your initial consultation with us is completely free, giving you the opportunity to evaluate your options before ever making a commitment.
Cases We Handle
Your health insurance company has committed fraud if it has in any way violated a binding agreement it made with you. This can come in many forms, including:
- Denial of Need: One way insurance companies may try to avoid paying is by claiming that you do not need the medical treatment you claim. Your insurance company might evaluate your injuries and claim they are not as serious as you claim. They similarly may suggest that you do not need all the treatment you are receiving, and refuse to pay for what they believe to be excessive. A lawyer can help you gather medical records in order to show that the company is wrong.
- Denial of Coverage: Your insurance company may try to claim that your policy does not cover something that you think it does. Proving that they are defrauding you in this instance will likely requiring deciphering complicated fine print of your policy, which will be much easier with a lawyer.
- Misleading Policies: Sometimes, insurance companies create deliberately hazy or misleading policies in order to trick customers into paying for coverage they will not actually receive. If the policy implied that your company was going to pay for something that it then did not, you may be able to claim fraud with the help of an attorney.
- Raising Premiums: If your insurance company raised premiums without notifying policyholders or giving them an opportunity to switch to another plan, they may be committing fraud. A lawyer will be necessary to demonstrate that this was a wrongful action.
If your insurance company has acted in a fraudulent manner or committed another action that you believe to be fraudulent, contact Ravid & Associates, P.C. for legal assistance right away.
If you have been denied a claim by your health insurance company, contact the experienced insurance fraud attorneys at Ravid & Associates, P.C. at (248) 948-9696 today to discuss your legal rights and options with a professional. Schedule your free case evaluation today.