Detroit Uninsured Motorist Attorneys

A car accident can be a frightening experience that may sometimes involve serious injuries. In the event of an accident, many individuals count on the exchange of insurance information with other drivers who were involved, so that they can get coverage they need to recover from the costs of repairs and/or medical treatment. However, if you are involved in an accident with an uninsured motorist then it may seem more difficult to get the compensation that you feel you deserve. An uninsured motorist has no backup in the case of an accident and can’t be relied upon to alleviate your expenses, even if the accident was their fault. Besides just being frustrating, this can lead to complications in obtaining compensation if you’ve been injured or your car has been totaled.

Fortunately, the attorneys of Ravid & Associates, P.C. help drivers in the Detroit area obtain compensation from tricky situations, such as if they are involved in an accident with an uninsured motorist. Our attorneys can be relied upon to help drivers hit by uninsured motorists get the compensation they need.

Why You Need a Lawyer

Being involved in an accident with an uninsured motorist can be frustrating and stressful. It doesn’t feel fair that you should be left with damages and bills because the other driver was not prepared in the case of an accident. You want to be fairly compensated, but you don’t want the added stress of representing yourself in a legal case. Choosing to let an attorney handle your uninsured motorist case is the best way to get the compensation you deserve while still keeping your life as stress-free as possible.

As you might expect, this sort of case involves a lot of contact with insurance companies. Unfortunately, insurance companies are known to take advantage of people who are in sticky situations, and will sometimes low-ball customers or deny coverage. It’s wise to have an attorney by your side who can make sure you’re being treated fairly. An attorney will not only be able to deal with insurance companies, but also negotiate with other attorneys, collect evidence, and file important paperwork on your behalf. Utilizing the skills and resources of an accomplished attorney is the best way to ensure you’ll win your case and help you move on with your life after the accident.

Why Choose Us

At Ravid & Associates, P.C., we’re dedicated to helping you get fair compensation for your damages. As experienced personal injury attorneys, we’ve seen first-hand the way insurance companies treat their customers. They’re businesses, and they make money by avoiding paying for claims. Fortunately, we won’t avoid you like they will. We want to make sure that you’re taken care of by good attorneys who have your best interests at heart. Our attorneys have spent their careers helping people protect their rights and overcome the greed of insurance companies after an accident. One of the ways we help our clients is by operating on a contingent fee basis. That means that our clients never have to pay for our services unless we recover damages at the end of the case. This policy makes sure that our clients are taken care of through the entire process of the claim. Like any good personal injury attorney, the attorneys at our firm are experienced and successful trial attorneys. We will never leave our clients out to dry–we’re more than capable of handling a trial case and arguing for you in court. We can also help you meet deadlines and effectively communicate concerns and demands to insurance agents and other lawyers.

If you have been involved in an uninsured motorist accident, don’t hesitate to contact us about your options moving forward. We can help you navigate the complexities of insurance policies as well as Michigan law, making sure that you aren’t left with the huge burden of medical fees and vehicle repairs that weren’t even your fault.

Cases We Handle

At Ravid & Associates, P.C., we’re prepared to help you with your claim after an accident with an uninsured motorist. We deal with standard cases involving uninsured motorists as well as hit-and-run accidents in which you have no information on the other driver’s insurance. We also cover cases involving underinsured motorists.

Uninsured Motorist Insurance Coverage

In Michigan, drivers can purchase uninsured or underinsured motorist insurance. The driver with such insurance can then file a claim with his or her own insurance company for benefits.

It is often wise to have uninsured motorist coverage for cases of a hit and run, which is what most Michigan drivers report as the reason behind filing such a claim. This is due to the fact that in these cases, there is no “other” person present with which to exchange information.

Although hit-and-run is a common reason for filing an uninsured motorist claim, some drivers who stick around will also be uninsured. These might be more intense accidents that result in injury or severe damages to the car. Because it is illegal to drive without insurance, drivers without it are already putting themselves and others at risk and are extremely unlikely to have the funds to pay for damages from a car accident. It would be pointless to sue them, so as a result, you and your insurance are made responsible for these damages. If you have UM (uninsured motorist) coverage through your insurance, you’re in good shape moving forward. UM coverage is optional, however, so it’s wise to check with your insurance company as soon as you find out the other driver in your accident is uninsured. Unfortunately, as previously mentioned, insurance companies don’t necessarily look out for the interests of their customers. They will often not tell their clients about UM coverage because it doesn’t bring in a lot of money. Additionally, even with UM coverage, you might not be covered for the full extent of the damages, depending on the limits of your own policy. Some drivers will actually only make their insurance payments once to get their driving privileges, and then never again. Because of these complications, it’s important to have a knowledgeable attorney helping you through your case. 

Although the statute of limitations in the state of Michigan for filing a negligence lawsuit for pain and suffering is three years, this time-frame could be shortened if the other driver is uninsured or underinsured. An insurance company might not tell you about these important deadlines, which is just another reason why it’s so important to consult with a car accident attorney who has seen similar cases before and knows how to help you. 

Contact an Uninsured Motorist Attorney in Detroit

According to the Insurance Research Council, a shocking 20.3% of Michigan drivers were uninsured in 2015. With a percentage this high, being involved in an accident with an uninsured driver is more likely than you would think. This type of accident could be catastrophic to you and your family, leading to irreparable property damage, money lost from time spent off work, and expensive and dangerous health problems resulting from the accident.

If you have been involved in a car accident with an uninsured motorist, having sound legal representation is imperative if you want to get the coverage that you need for vehicle repairs or injury treatment. The attorneys of Ravid & Associates, P.C. may be able to help you seek financial compensation for your injuries and costs, so contact our offices in Detroit today by calling (248) 948-9696 to discuss your situation.