Detroit Uninsured Motorist Attorneys
A car accident can be a frightening experience that may involve serious injuries. In the event of an accident, many individuals count on the exchange of insurance information with the drivers involved so they can get the coverage they need to recover from the costs of repairs and/or medical treatment. However, if you are involved in an accident with an uninsured motorist, it may be more difficult to get the compensation you need. An uninsured motorist has no backup in the case of an accident and can’t be relied upon to alleviate your expenses, even if the accident was their fault. In addition to being frustrating, this can lead to complications in obtaining compensation if you’ve been injured or your car has been totaled.
Fortunately, the attorneys of Ravid & Associates, P.C. help drivers involved in an accident with an uninsured motorist obtain compensation. Our attorneys can be relied upon to help drivers hit by uninsured motorists get the compensation they need. If you have suffered injuries in a car accident in the Detroit area that was the fault of a driver without insurance, call (248) 948-9696 today to schedule a free consultation with the experienced personal injury attorneys at Ravid & Associates, P.C..
Why You Need a Lawyer
Being involved in an accident with an uninsured motorist can be frustrating and stressful. You should have to foot the bill for all damages and bills because the other driver who caused your accident was not insured. While you want to be fairly compensated, you don’t want the additional stress of having to represent yourself in a legal case. Allowing an attorney to handle your uninsured motorist case is the best way to get the compensation you deserve while keeping your life as stress-free as possible.
As you might expect, these cases involve a lot of contact with insurance companies. Unfortunately, insurance companies are known to take advantage of people who are in difficult situations and will sometimes offer customers a lowball figure or deny coverage altogether. It’s wise to have an attorney by your side who can make sure you are treated fairly. An attorney will not only be able to deal with insurance companies, but also negotiate with other lawyers, collect evidence, and file important paperwork on your behalf. Utilizing the skills and resources of an accomplished attorney is the best way to ensure you’ll win your case and be able to move on with your life after the accident.
Why Choose Us
At Ravid & Associates, P.C., we’re dedicated to helping you get the full and fair compensation for your damages. As experienced Detroit personal injury attorneys, we’ve seen firsthand the way insurance companies treat their customers. Because insurance companies are businesses, their objective is to make money by avoiding paying for claims. At Ravid & Associates, P.C., we will make sure that you are taken care of by skilled and compassionate attorneys who have your best interests at heart. Our Detroit personal injury lawyers have spent their careers helping car accident victims protect their rights and overcome the greed of insurance companies.
One of the ways we help our clients is by operating on a contingency fee basis. That means that our clients never have to pay for our services unless we recover damages for them. This policy makes sure that our clients are taken care of through the entire process of the claim. Like any good personal injury attorney, the attorneys at our firm are experienced and successful trial attorneys. We are more than capable of handling a trial case and arguing for you in court. We can also help you meet all deadlines and effectively communicate concerns and demands to insurance agents and other lawyers.
If you have been involved in an uninsured motorist accident, don’t hesitate to contact us about your options moving forward. We can help you navigate the complexities of insurance policies as well as Michigan law, making sure that you aren’t left with the burden of medical fees and vehicle repairs that were not your fault.
Cases We Handle
At Ravid & Associates, P.C., we’re prepared to help you with your claim after an accident with an uninsured motorist. We deal with standard cases involving uninsured motorists as well as hit-and-run accidents in which you have no information on the other driver’s insurance. We also cover cases involving underinsured motorists.
Uninsured Motorist Insurance Coverage
In Michigan, drivers can purchase uninsured or underinsured motorist insurance. The driver with such insurance can then file a claim with their own insurance company for benefits.
It is often wise to have uninsured motorist coverage for cases of a hit-and-run, which is what most Michigan drivers report as the reason behind filing such a claim. This is due to the fact that, in these cases, there is no “other” person present with which to exchange information.
Although hit-and-run is a common reason for filing an uninsured motorist claim, some drivers who stick around will also be uninsured. These might be more intense accidents that result in injury or severe damages to the car. Because it is illegal to drive without insurance, drivers without it are already putting themselves and others at risk. These drivers are unlikely to have the funds to pay for damages from a car accident, so it would be pointless to sue them. You and your insurance are made responsible for these damages.
If you have UM (uninsured motorist) coverage through your insurance, you’re in good shape moving forward after an accident. UM coverage is optional, however, so it’s critical that you check with your insurance provider as soon as you find out the other driver is uninsured. As mentioned before, insurance companies don’t typically look out for the interests of their customers. They will often not tell their clients about UM coverage because it doesn’t bring in much revenue. Additionally, even with UM coverage, you might not be covered for the full extent of the damages, depending on the limits of your own policy. Some drivers will actually only make their insurance payments once to get their driving privileges, and then never again. Because of these complications, it’s important to have a knowledgeable attorney helping you through your case.
While the statute of limitations for filing a personal injury lawsuit in Michigan is three years, the period can be shortened if the other driver is uninsured or underinsured. An insurance company might not tell you about these important deadlines, which is another reason why it’s so important to consult with a car accident attorney who knows how to help.
Contact an Uninsured Motorist Attorney in Detroit
According to the Insurance Research Council, a shocking 20.3% of Michigan drivers were uninsured in 2015. With a percentage this high, being involved in an accident with an uninsured driver is more likely than you would think. This type of accident could be catastrophic to you and your family, leading to irreparable property damage, money lost from time spent off work, and expensive and dangerous health problems resulting from the accident.
If you have been involved in a car accident with an uninsured motorist, having sound legal representation is crucial if you want to get the coverage that you need for vehicle repairs or injury treatment. The attorneys of Ravid & Associates, P.C. may be able to help you seek financial compensation for your injuries and costs, so contact our offices in Detroit today by calling (248) 948-9696 to discuss your case.